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THE TEAM


Christine Isham, EA, CFP® Photo
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Christine Isham, EA, CFP®

President/Co-Owner

CHRISTINE ISHAM, EA, CFP®

President/Co-Owner

christinei@nfa1040.com

Christine Isham,EA, CFP®, is the President of Northern Financial Advisors. As President her goal is for all Northern Financial Advisors clients to experience peace of mind in their efforts to realize their financial dreams. With a Bachelor of Science Degree in Economics she has worked her way up from a receptionist in a financial planning firm, to a paraplanner, then a personal financial planner and now President.

Christine maintains the status of a Certified Financial Planner™ Professional. Her experiences are essential in Northern Financial Advisors' dedication and commitment to providing the holistic services that have our clients recommending us over and over again. She is an active member of the National Association of Personal Financial Advisors (the premier Fee-Only financial planning association in America) as well as the National Association of Tax Professionals. Christine especially enjoys her work as an asset allocation and investment specialist. Christine loves to travel the world, skiing with her children and taking cooking classes.

David W. Lentz, JD, CFP® Photo
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David W. Lentz, JD, CFP®

Senior Financial Advisor/Co-Owner

DAVID W. LENTZ, JD, CFP®

Senior Financial Advisor/Co-Owner

davidl@nfa1040.com

David Lentz, JD, CFP®, is the past CEO of Northern Financial Advisors and brings a wealth of knowledge and experience to the firm. His passion is helping middle-Americans achieve their life and financial goals. Starting with a BA in Economics from Case Western Reserve, David earned a Juris Doctorate from the University of Michigan Law School.

After admittance to the Bar, David represented clients before the U.S. Tax Court, the Federal District Court and various Michigan courts. He maintains memberships in the State Bar of Michigan and the National Association of Tax Professionals (NATP). Even after more than twenty years, David continues to bring a ready smile and sharp wit to his financial counseling work. His colleagues also appreciate his wisdom and readily rely on his expertise as our senior tax and estate planning specialist. In short, David enjoys helping people and finds delight in their financial and personal development.

David also enjoys traveling to see his little grandson and attending interesting stamp shows. 

Richard C. Salmen, CFP®, CFA, EA Photo
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Richard C. Salmen, CFP®, CFA, EA

CEO

RICHARD C. SALMEN, CFP®, CFA, EA

CEO

Richards@nfa1040.com

Richard C. Salmen, CFP®, CFA, EA, is the Chief Executive Officer of Northern Financial Advisors.  He graduated summa cum laude with a Bachelor of Science in Business Management from the University of Nebraska at Kearney and was a graduate business scholar while receiving his Master of Business Administration (MBA) degree from the University of Kansas.

 

Richard is a Certified Financial Planner (CFP®) as well as a Certified Trust & Financial Advisor (CTFA).  The CFA Institute Board of Governors awarded him the Chartered Financial Analyst (CFA®) charter.  As an Enrolled Agent (EA), he is authorized to represent taxpayers before the Internal Revenue Service at all levels.

 

In 2006, Richard began a three-year term as a member of the national board of directors for the Financial Planning Association (FPA) based in Denver, Colorado, ultimately serving as national President in 2009.  He served as FPA national Chairman for 2010.  In November 2014 Richard was elected to serve a four year term on the Board of Directors for the Certified Financial Planner Board of Standards, Inc., beginning January 1, 2015.  He was elected by the Board of Directors to serve as Chair-Elect of Certified Financial Planner Board of Standards, Inc. for 2017 and Chair in 2018.

 

Richard co-chaired the international People-to-People tour of financial planners to China during 2011 and chaired a similar trip to India in November 2013.  He was one of 40 participants for the 2012 class of Leadership Kansas.  Richard was selected as the 2014-15 Executive-in-Residence for his alma mater, the University of Nebraska - Kearney.

 

Richard was recognized as a recipient of the 2016 Heart of Financial Planning award.  The 2016 Heart of Financial Planning Award recognizes individual professionals, financial planning firms, and organizations that engage in extraordinary work, contributing and giving back to the planning community and public through financial planning. Recipients embody the spirit of financial planning and also represent FPA's Core Values. 

 

 

Colin Fraser, CFP® Photo
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Colin Fraser, CFP®

Financial Advisor

COLIN FRASER, CFP®

Financial Advisor

colinf@nfa1040.com

Colin Fraser is a Certified Financial Planner. As a CFP, he will assess & advise clients on their investment strategies & financial goals, through careful consideration of assets, liabilities, cash flow, insurance coverage & tax status. Colin has a BA in Finance from Ferris State University where he minored in Integrated Marketing Techniques and Statistics. While in school, he received the MEAP Michigan Merit Award and the Michigan Competitive Scholarship.

Colin is an active member of the Financial Planning Association. He is dedicated to his clients and will take on any financial obstacle with enthusiasm. Outside of his career, Colin stays active playing competitive golf and tennis and enjoys traveling, hiking and camping.

Andrew (Drew) McLane, CFP® Photo
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Andrew (Drew) McLane, CFP®

Financial Advisor

ANDREW (DREW) MCLANE, CFP®

Financial Advisor Associate

andrewm@nfa1040.com

Drew McLane joined NFA after graduating from Michigan State University with a BA in Finance. As an Advisor Associate, Drew insures meeting materials are prepped and accurate, and provides assistance to the Financial Advisors during client meetings. Drew gladly assists clients and co-workers alike to insure great client service. Drew is an avid hockey player!

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Chris McFarland

Financial Advisor Assistant

CHRIS MCFARLAND

Financial Advisor Assistant

chrism@nfa1040.com

Chris started at Northern after graduating from Michigan State University with a BA in Finance, and a minor in Economics. As an Advisor Associate, Chris insures meeting materials are prepped and accurate, provides assistance to the Financial Advisors, confirms trades, and handles matters that come up with Charles Schwab accounts. Chris plans to become a Certified Financial Planner, and will begin classes soon. He enjoys playing hockey during the winter and golf during the summer. 

Dominik Isham Photo
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Dominik Isham

Associate Advisor

Dominik was awarded a Bachelor of Science in Psychology and then a Master of Arts in Human Resources and Labor Relations from Michigan State University.  He started with Northern in January of 2017 and supports the associates and advisors, whose ultimate goal is to help clients achieve financial well-being and peace of mind.  He engages with clients before meetings to ensure materials are prepared and assists with follow up to make sure everything runs smoothly.  Dominik is determined to obtain his Certified Financial Planner certification within the coming months.

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Jenifer Anders

Client Service Manager

JENIFER ANDERS

Client Service Manager

jenifera@nfa1040.com

2489851632

Jenifer Anders is a welcomed addition to our team as your new Client Service Manager.  Jenifer brings to the team a wealth of experience with 20+ years in office management and administrative support.  She is a technologically savvy, resourceful and energetic individual who is comfortable with being your go-to person; assisting with meeting preparation, follow-up, processing forms and getting you answers when your Advisor isn’t available. 

 

Jenifer’s learning curves are short, and she is always excited to branch out for new challenges.  Jenifer’s initiative, organized approach and ability to prioritize tasks will allow her to help our clients reach their financial success.  With a keen eye to detail and a meticulous work ethic, it’s no wonder Jenifer brings great value to Northern Financial Advisors.

 

Outside the office, Jenifer loves dining with friends, cooking, camping, kayaking and traveling with family.

Patrik Isham Photo
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Patrik Isham

Associate Advisor

Patrik is currently attending Oakland University part time in order to earn a Bachelor’s degree. He began working at Northern Financial Advisors in the Spring of 2016. Patrik’s primary responsibilities include working with clients to prepare all the necessary materials for each meeting and working with the advisors to ensure the Schwab accounts are set up to achieve the goals set during the meetings. Patrik plans to become a Certified Financial Planner after earning his degree in Management Information Systems.